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Payment Issues on Facebook Ads (Part 1) (27)

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Thanks for the post @adcombo but many payment processing companies have an ongoing process to create blacklists of BINs (bank identification number) to block gifts, prepaid and virtual cards.

And facebook and google is great at blocking most of the "mainstream" VCCs and Prepaid card.

Many blacklists are available publicly.
https://www.bindb.com/identify-prepaid-cards.html
https://www.netbilling.com/news/prep...-and-filtering




LeadCloak

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Revolut offers virtual cards and I cannot find them on blacklists leadcloak provided.

Anyone know if they work with FB?


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Revolut's new VCC BIN is not working anymore on FB. It fails (pending payment verification) and your account ends up blocked.



LeadCloak

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Most vcc companies are burned, trust me. Even the ones you found on Google at page 5. Ofcourse some might slip through but dont put your money on a long term solution with them. Get your hands on alternative routes like solid banks, paypal work arounds, ideal etc.

Great post by the way!

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I totally agree with you stickupkid that most of the vcc companies are already blocked by giants but there are some less known vcc companies from "special" countries that works fine with google and facebook.



LeadCloak

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yes, almost all МСС provides are blocked by Fb, but I'm still using two of them, works , maybe so great as real CC fromUS, but still that's an option

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We have experienced even some VCC companies not allowing affiliates/media buyers anymore, since BINS get burned within seconds if some are ramping up big time.

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I offer cards that still work for FB, but the pricing only makes sense for those of you using on multiple accounts . http://advertisementcards.io/

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Any proofs? I heard your CC are shitty. Can i try one? If a CC will be attached easily I will buy more.
The problem of payment solution providers - they are offering their CCs for wide audience and their BINs got blocked by fb shortly. @jake232 you’d better offered your CCs only for those you can deposit min 100k. So you could issue limited CCs but get same profit and save your BIN


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Hey, everyone. Tim from AdCombo is here. Sorry for such a late response. Let us discuss

We never recommend using the payment solutions that are not the banks themselves. Of course, most of the international VCC providers, as well as the local ones, are not allowed on Facebook and Google Ads at all. I was trying to emphasize that Fraud Preventing service of Facebook cannot indicate if the card is virtual or a real plastic one. Also Facebook cannot see the name of a card holder. And that is it.

Definitely, they have BIN blacklists. But banned BINs have no connection to the card itself. The BINs of solid banks are allowed no matter that thousands of cards of these banks have connections to blocked accounts.



Thanks for your appreciation.
Services like "quick international prepaid card" have been used by CC-cheaters and scammers since they appeared even before Facebook started running ads. When speaking about payments on Facebook and Google Ads, it is rather default to use a card of a real bank. This is quite obvious in Russia and Asia as it is rather easy to get a credit card from a reliable bank.

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We launch over 20 accounts a day on these cards, with an over 98% attach rate. Providing you're using *real* USA accounts (not farmed), the cards work extremely well. if you're using farmed, well... in 2018 - good luck getting anything to work well with farmed.

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Thanks but as you can see from my screens from another topic I succeeded


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@adcombo - Just saw a nice juicy email from you guys today.... ePayservice

Will give this a try asap maybe should touch on it on this thread as more people are looking for CC solutions

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By getting anything to work well with farmed do you mean getting cards/account to run or do you mean getting ads to perform well in farmed accounts? I've been wondering if FB ads performance can be worse on farmed. Any ideas?

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The better your quality score is, the better your ads will perform. Farmed or real account doesn't matter. I have seen ads do worse on solid accounts compared to farmed accounts, with the exact same angle/settings.

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I can't seem to find a Part 2. What're the tips on what one should do in order to submit a CC without being banned?

Whenever I added a new Amex employee card, the account got banned. Any suggestions?

Many thanks!

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There is no part 2 apparently, but maybe @adcombo can add it or help with your questions.

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Seems @adcombo hasn't been active since 05-25-2021. Can anyone else please help answer the questions?...

Thanks

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Picking up where Tim at AdCombo left off after his discussion on BIN types and need for BIN diversification, here is some insight on "suspicious payment method" flags from a veteran affiliate using Ad Alpha Cards (our media funding solution if you were not aware).

Aside from eliminating fake accounts, Google and Facebook are concerned about one thing NON-PAYMENT. If your card is flagged by Google or Facebook, keep your focus on this: the system has likely raised suspicion that a nonpayment will result, and often this is an overreactive trigger.


SCENARIO A: RISK OF UNSUCCESSFUL BILLING


Concern: you are using a payment method that will not successfully bill.


Mistake 1: Preauthorization charge failure: insufficient funding on card to meet preauthorization (amount varies)
Solution 1: properly fund the card


Mistake 2: No bill payments have occurred, raising suspicion billing will not successfully occur
Solution 2: Make a small payment of the current balance to demonstrate that it will go through.


SCENARIO B: RISK OF CHARGEBACK


Concern: you are not the cardholder, and the actual cardholder will chargeback.


Mistake 1: Invalid address. Your address is different from an auto-populated one.
Solution 1: Use the exact address populated by a search engine.


Mistake 2: Geographical difference between IP, Card Zip, and Settings Address locations
Solution 2: Verify no card zip mismatch


SCENARIO C: RISK OF FAKE ACCOUNT


Concern: Media platforms obviously want to detect fake accounts (which they will likely detect if they look). Detection can occur at any stage. PS: don't use farmed accounts, use real ones.


Mistake 1: Short account warming: detection filters are triggered due to jumping the gun on the warming process
Solution 1: It's recommended to use a real account, but if not, warm the accounts for at least three (3) months


Mistake 2: Too many account actions: a budget bump, ad submission, and other account action creates a potential detection checkpoint.
Solution 2: Do less over a longer period of time.


Mistake 3: Too much data provided too early: results in a large file built too early.
Solution 3: Gradually do more, like set up complex landing pages etc, rather than too much the beginning of the process.


WHAT TO DO IF FLAGGED


Mistake 1: Account goes under review, due to some failure on the points above, or for no apparent reason at all.
Solution 1: First go back through the first two scenarios above and fix anything obvious. Make a payment, fix the billing zip.


Mistake 2: Account gets a "suspicious payment" ban, due to some failure on the points above, or for no apparent reason at all.
Solution 2: Submit an appeal. If you've started running risky ads, you're probably out of luck. If you haven't, and you fixed the items above, you might be in GREAT shape if it comes back alive, because it will be stronger than before. Do not mention in the appeal process if you changed anything after it went into review.

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<= you mean if it's a new card, then make a payment for anything before adding it to FB?

thanks!

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Hey guys!

I have a situation that I took on a fb ads client and they denied the cards and blocked the account.
I let my client set up a BM, an AD account and immediately accessed it with my BM. Could that be the reason?

Everything is super legit. Her facebook profile has a long history and the cards she tried (all local Austrian banks) are good.
On the BM dashboard the ad account looks perfectly fine but in the payment settings it says "account disabled" - "We could not process your payment. Pay the amount due to run ads again."
Nothing has been run on this account so doesnt make any sense.

Also issued a support ticket but ended up in an automated loop of messages refering to payment guidelines.

Edit: Looking at the account now the card has been accepted but they want us to "pay now", but there is nothing to pay and if we enter the card details it loads forever. It looks like a bug. Also the card shows up on the account as "primary" but as soon as we want to pay it says that there is not payment method yet on the account.

Any advice on how to proceed?

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Sounds like an FB glitch. Have you tried FB's live chat?

For details please see here:

https://stmforum.com/forum/showthrea...ed-FB-Accounts



Amy

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I had this happen to me a few months ago too, it was some bug in their system and support cleared this for me.

Exactly the same situation... they wanted me to "pay" even though there was nothing to pay for.

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Thank you vortex and matuloo. You guys are always so helpful!
So it took a while....long story short: I got into the fb chat and they told me my personal profile is somewhat restricted and they need to see an ID. So far so good, so then I asked what my personal user restriction has to do with my client (within his own BM within his own ad account) cannot upload his credit/debit card (glitch). Then she said I can only appeal this problem when my ID is confirmed.

The funny thing is the client does not even have the option to appeal somehow. I checked the links vortex posted here, when I access the client's PC with teamviewer I simply don't get the chat function and the menu is highly restricted.

So here is my question: Shall my client go ahead and open another AD account (the 2nd in total) within the same BM and see if fb accepts the payment methods in this ad account? Or would that raise immediate red flags and could shut down the entire BM?

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Meaning after you already have a balance with Google or FB, you can make a small down payment on it early - the minimum amount possible - and that will demonstrate ability to pay. That's definitely proven to be true with Google, and we assume it's the same with FB.

Demonstrating ability to pay early can work in your favor by lowering the likelihood of a trigger. They mostly only care about risk of non-payment. Paying something small early lowers that risk.

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Address your ID issue. Your personal restriction will affect everything you touch until cleared.

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yes it seems. Thank you!

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