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Which Payment Method do you use for adding funds in your account? (14)

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Making payment to traffic networks has been a huge pain in ass, especially if your not a US citizen. Literally there is not even a single payment method that i can use without paying minimum 3-4% taxes.
And the whole thing becomes even more complicated on Russian networks where they accept only paxum, capitalist and webmoney for payment.
And this 3-4% fees ends up eating my profit margin and is very unfortunate.
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Paypal(for non US account): 5% currency conversion fees+ 3-5% traffic network fees
Stripe payment(using card): - 3-4% traffic network fees
Capitalist: 4% higher price on crypto deposit
Payoneer: 3% Fees
Card top-up: 3-4% traffic network fees/or payment gateway fees
Wire transfer: 10% tax on foreign remittance(in my country)
Paxum: doesn't allows top-up using card
Webmoney: 3% webmoney Fees(on card top-up)+4% currency conversion tax(by visa/mastercard)
Crypto: Price of crypto is 3-4% higher in my country than the US price

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Is paying 3-4% tax normal for people of other countries? Is there anyone who gets by without paying any taxes?

Which payment method do you find most appropriate?

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Some traffic networks don't charge that. I think Bidvertiser and as far as I remember admaven doesn't charge that extra amount to Indians. I don't think anyone can change the way traffic networks charge us as it's their prerogative to add that 3 to 4 percent extra.

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Of course, in 10 traffic networks there will always be 1 that will cover up the 3-4% stripe fees from their side, but it's rare. and Traffic source fees is same for everyone irrespective of countries.

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You have 10% tax on foreign wires? That's insane Wires are all I'm using with networks where I spend a significant amount, but that's obviously not an option for you with those taxes.

Have you considered creating a company in some foreign country? With your revenues, it would make a lot of sense, these guys can help you: https://digitasfinance.com/

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How much tax/fees do you have to pay for wire transfer in your country?

Soon after i get my first million dollars in bank, i am buying citizenship of Dubia or Caribbean Islands(where corporate taxes are 0) that day will come soon. I hate paying fees/taxes.

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We don't have any TAX on wires, there is just a bank fee that depends on the country I'm sending it to. When it's within EU the fee is almost non existent, when wiring outside of EU the fee is 8-30 eur based on the sum. I have an account in both EUR and USD so I can wire in the native currency of the account, hence no conversion fees.

You don't have to be a citizen of a foreign country in order to have a company there and benefit from the local bank system and low taxes. As long as you do business in the name of the company and the funds do not reach your country, you shouldn't have to pay the local taxes. Transferring the profits back home is another story of course, but just for the sake of saving on fees and having better banking options available, it's a good option to incorporate abroad.

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Indeed! I remember the richest man in the UK was(perhaps still is!) an Indian and still holds an Indian passport but lives in the UK. His company was registered in some island and he didn't have to pay any tax to the UK government. Then he paid some 30000 pounds for the billions he made. Then they brought in an amendment to make him pay a bit more. He has lost a lot of money in a decade but still has considerable clout with the UK government and countries all over the world including India. Check Laxmi Narayan Mittal. He was born in a hut with no electricity in a poor village in Rajasthan. Rags to riches story indeed!

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Usually I would recommend wire when you´re looking for a way to avoid additional costs but with 10% tax on wires it´s not working for you.

I guess then it doesn´t matter that much because in the end you have to pay fees on most/other options anyway, exception is when the trafficsource covers the fees.

One thing you should keep in your mind is to not only check the direct fees from the services but also check if you have to pay additional fees to your bank.

For example my bank account is in €, when I pay with credit card in $ then my bank will charge additional few % fees for currency conversion from $ to €.

In the end I really don´t care that much about the fees.

Of course it can add up when you run lots of traffic so wire would mostly be the best solution but I often test new sources or need to fund my account fast.

Then in 99% I have to pay some fees anyway and just stick with credit card and PayPal.

Recently I tested a new trafficsource that doesn´t offer any of these options so I created a Paxum account only to realize that Paxum isn´t what I was looking for.

Then I tried to open a Webmoney account but somehow the upload for one of my documents won´t work.

I didn´t even know that Webmoney is still active, I know it from 2005 or 2006 and always thought it was a "only Russian" thing.

At least nowadays their website is also available in english

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so, you prefer card and paypal over wire transfer? doesn't it cost you 3-4% additional fees... most of the time?
At the time of payment this may look small, but this 3-4% fees adds up to 1000s of dollars at the end of the month. At least in my case.

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Yes, it costs more money but as I said I mostly use it anyway because it´s faster than wire.

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Fees with our cards are as low as 1.5%, about half the cost of your best options above? Requires wire transfer to our account in the states, though. Feel free to test out the cards anytime.

Just fill out a quick form and we'll issue a couple cards instantly for you to try with your accounts: https://adalphacards.com/apply/

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That's a problem for the OP, as he has to pay the tax on all wires leaving the country... I looked it up, it's some Indian law and the tax is 5-10% based on some extra conditions.

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Ah yes understand now. Some insight on this from our clients:

Unfortunately needs to open a corporate structure / banking outside India. Citizenship is NOT required. Main barrier is travel, documentation, and organizing interview with banks with the potential they will reject. Corporate structuring services (many out there, DM for recommendations) are recommended to facilitate opening the company, providing local address, etc.

Popular options for foreigners:

1. Open tax free LLC in Wyoming USA for USA banking access.
2. Open tax free Canadian LP for Canadian banking access.
3. Or, the Dubai/UAE route which carries a higher rejection rate. Digitas Finance appears to have an in here, but there may be costly ongoing monthly or % fees to facilitate a nominee service therefore defeating the purpose.

Hope this helps.

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Hi, on the CIS market, there are cheaper ways to withdraw webmoney. On average, you can reduce the commission to 1.8 - 2.8%

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