Do they send an email or refund your balance?
Yep , they will refund your balance.
Is it refunded instantly? Cause I tried to log in, i guess i forgot the password, got locked out went to reset it, and it told me the account was disabled.
Not sure , but drop them an email and they will refund you
Okay im hoping that maybe its jsut a glitch and it isn't banned :P
Oh yeah , it's very probable.
Happened to a friend of mine too.
Hadn't ran anything in last 6 months.
So just ask them and pretend you don't know anything and can't access the account.
ya i agree with bbrock, you do have some chances that the account isnt banned after all.
No, you're definitely banned. You'll get an email within the next day or so, along with a refund.
What did you do to get Banned OP? You know u went against their TOS, otherwise you will have asked them why they have banned you 
Lol I know I went against the TOS, i was jsut asking if they sent out an email or do a refund on the remaining balance :P
so what happened ? any update from LI ?
They refunded the balance, never got an email saying I was banned.
just open another account with a new credit card... name and address does not matter...
^Really Ivan name and address didn't matter for you?
It seems my name was blacklisted the first time it happened to me, it took me ages to get another account in my name haha
Yea my name and address is black listed to lol.
Today my balance in LI is suddenly 0.00
should I consider myself banned ?
No email received from LI yet