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Currencies conversion (4)

07-19-2018 02:36 PM #1 zyggmunt (Member)
Currencies conversion

I'm going to start e-commerce in the USA with PayPal and I wonder how to avoid double fee conversion.

In Poland I'm getting payment in PLN, so I'm using Revolut card to convert money to USD with a low commission.

I thought that a good option would be to create currency bank account in Poland and I could send USD from PyaPal to that account.

However, I've just asked PayPal support and they said that I'm only able to withdraw money in PLN and I'd need to have bank account in the USA to have a possibility to send money from PayPal in USD.

Is there any option to use PayPal account to charge credit card/virtual cart (similar to Revolut) and lastly be able to pay on Aliexpress in USD without any conversion?

For now it looks that I need to convert USD to PLN, send it to my account, then top-up Revolut card and pay in USD on Aliexpress.

I guess there should be better option.

07-19-2018 06:51 PM #2 cmdeal (Veteran Member)

You would need a US bank account and ideally a US company, I am afraid.

07-19-2018 06:55 PM #3 zyggmunt (Member)

I think the only thing I would need is to have a card like Revolut but with a possibility to top-up using PayPal.

If there is nothing like this, I will have some loses.

Am I able to create the bank account in the USA? Do I need to live there to do it?

07-19-2018 09:42 PM #4 cmdeal (Veteran Member)

Quote Originally Posted by zyggmunt View Post
I think the only thing I would need is to have a card like Revolut but with a possibility to top-up using PayPal.

If there is nothing like this, I will have some loses.

Am I able to create the bank account in the USA? Do I need to live there to do it?
You don't necessarily need to live there, but you just need to find a bank that will nonetheless open an account for you. This can be hit or miss.

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