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Unlimited Facebook VCC's (30)


11-07-2011 01:57 AM #1 mgrunin (Member)
Unlimited Facebook VCC's

Being this my first day at STM, I've decided what better way to get into the forum than to drop some tips. So here I go:

We all know that lately Facebook has been going crazy in terms of disabling accounts for "Suspicious Payment Activity". As a result, many of us have to constantly request new cards from our banks; which means wasting time waiting, as well as frustration.

Easy solution: Get a Credit Card from Bank of America. BOA offers a protection service for online purchases, this service consists of the card holder being able to generate Virtual Credit Cards instantly. You can assign a spending limit on the card, as well as the expiration date. At any moment, you can increase/decrease the spend, same for the expiration date. You may also delete the card at any moment, so no more charges will ever go through.

BOA allows you to have 40 active VCC at the same time. Need to generate more? Apply for another card, or delete the VCC's you don't need.

All charges on your VCC will show up on your actual credit card.

Now, whenever you want to get busy opening up new accounts, forget about getting cards from your bank when you can have a new one instantly. Considering that Facebook only matches the state and zip code of the card holder, it becomes very easy to get several accounts running.

Enjoy!


11-07-2011 02:04 AM #2 shhhant (Senior Member)

Thanks for the tip. Can you change the name on the VCCs or they are all under the original name? I need a solution for Google.


11-07-2011 02:06 AM #3 corp (Member)

It doesn't matter what name you put down on the billing info, it will still process. The only info that needs to be correct is your zip code and street number.


11-07-2011 02:10 AM #4 polarbacon (Moderator)

BOA is great....I haven't used the VCC's I do use them for other things....as you can get additional cards from them pretty easy


11-07-2011 02:16 AM #5 shhhant (Senior Member)

Corp, is that your experience w Facebook or works anywhere/with Google too?


11-07-2011 02:29 AM #6 maynzie (Moderator)

VCC's are life savers!


11-07-2011 02:38 AM #7 corp (Member)

Works anywhere, from my experience.


11-07-2011 03:41 AM #8 mrgodlike (Member)

This works on google as well


11-07-2011 04:33 AM #9 spdg (Member)

For those of you experienced in doing this: How do you handle it for tax purposes? My understanding in talking to a rep at BOA is that their VCC product is only available for personal accounts, not for business accounts. So how do you route your business expenditures to it? Do you simply have your business reimburse you?


11-07-2011 04:36 AM #10 allthegold (Member)

I know some people with business accounts simply request employee credit cards. There may be a way to virtualize those.


11-07-2011 04:39 AM #11 mgrunin (Member)

Quote Originally Posted by spdg View Post
For those of you experienced in doing this: How do you handle it for tax purposes? My understanding in talking to a rep at BOA is that their VCC product is only available for personal accounts, not for business accounts. So how do you route your business expenditures to it? Do you simply have your business reimburse you?
Thanks for reminding me. I forgot to mention that this only works for personal accounts. This is what I do: When creating accounts, I use my personal accounts to get the account running and out of the manual review. After a few days running, I then use add a new physical card from my business account to continue advertising.

So those of you that have business accounts with your banks, this method is still effective in quickly getting accounts running. Those that only use their personal, well this method works all the way through even for constant advertising.


11-07-2011 05:18 AM #12 Mr Green (Administrator)

Do you still get all the credit card points doing this?

I <3 free flight upgrades.


11-07-2011 05:31 AM #13 mgrunin (Member)

Quote Originally Posted by Mr Green View Post
Do you still get all the credit card points doing this?

I <3 free flight upgrades.
Yessir

4char


11-07-2011 05:33 AM #14 gts6 (Member)

TD bank also has visa debit cards, and although they will issue you one with your account, they will reissue a new one to replace a "lost" one immediately if you walk in to your local branch. (new cc # and card)
most other banks ive dealt with make you wait for a new one to arrive in the mail. TD will give it to you if you walk in


I must be really forgetful, since ive seemed to "lose" so many this year lol

not sure how facebook handles them since im not big on facebook, but i assume they ought to accept them


11-07-2011 10:47 AM #15 rich (Member)

Man you US'ers have it so easy :P

Anyone know off hand if any banks in the UK have this service?


11-07-2011 01:00 PM #16 hd2010 (Member)

How about international affiliate especially malaysia ?


11-07-2011 01:11 PM #17 numerouno (Member)

Haha, anyone in Canada knows a bank that can do this?


11-07-2011 01:45 PM #18 godspeed (Member)

Quote Originally Posted by numerouno View Post
Haha, anyone in Canada knows a bank that can do this?
Take a bus to US


11-07-2011 02:04 PM #19 izmb (Member)

I love how nobody actually tried this on facebook. Like seriously, when's the last time you made an account?


11-07-2011 02:35 PM #20 mgrunin (Member)

Quote Originally Posted by izmb View Post
I love how nobody actually tried this on facebook. Like seriously, when's the last time you made an account?
5 days ago.


11-07-2011 02:40 PM #21 polarbacon (Moderator)

Quote Originally Posted by izmb View Post
I love how nobody actually tried this on facebook. Like seriously, when's the last time you made an account?

I have done it with employee debt cards just as little as a month ago....I never have used the VCC's

both for google and fb.....


11-07-2011 05:22 PM #22 stackman (Administrator)

Any idea of Canadians can get this credit card?

Otherwise i have a TD bank account and I've requested new CC's before, but that's about the only real tactic i know here.


11-07-2011 05:41 PM #23 MJDUB (Senior Member)

I never tried this because I was under the impression facebook caught on to the shopsafe card method.. I hope they didn't. Signed up for a BoA account regardless, still another card to use.


11-21-2011 07:03 AM #24 dantheman (Member)

Trying to decide which type of credit card I should get.

Air miles or points/cashback?

What do you guys thinK?


11-21-2011 07:08 AM #25 shhhant (Senior Member)

Amex Gold Business card pays back 2% on advertising spend... can't get VCCs tho. You can create employee cards tho but may require SSN.


11-21-2011 08:22 AM #26 dantheman (Member)

Quote Originally Posted by shhhant View Post
Amex Gold Business card pays back 2% on advertising spend... can't get VCCs tho. You can create employee cards tho but may require SSN.
Yeah that's the part that sucks + the SSN required.

Trying to decide what to get between this : Credit Cards From BOA.


12-05-2011 12:57 AM #27 dantheman (Member)

Sweet. Shop Safe works nice and good. Just gotta raise the CC limit.


12-05-2011 02:33 AM #28 pancakes (Member)

Quote Originally Posted by shhhant View Post
Amex Gold Business card pays back 2% on advertising spend... can't get VCCs tho. You can create employee cards tho but may require SSN.
Apparently you can still request Additional Users without a SSN. Just "respectfully decline" their SSN request.

Let me know how it goes.


12-05-2011 04:45 AM #29 andy_d (Veteran Member)

Any similar solution for Australians or Australians living in Canada? BOA's are a fairytale for me


12-12-2011 02:05 PM #30 azbk11 (Member)

I've also used Green Dot pre-paid cards with Google AdWords. You can assign a Green Dot card with an Earth Class Mail box as your billing address.


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