Intro: Skip to Phase 1 if background sooking isn’t your thing:
I woke up this morning after a podcast on “Palm Up Networking” and thought what the fuck, here you go STM masses; HAVE SOME CAKE:
Few Years - No Post. Actually - No post ever. I’m a classic under the radar junkie. This is a long post but a worthy one.
Firstly, a bit of background, I’ve been riding 2 verticals in my geo for the past 5 years and both have recently come to a legislative halt in my humble backyard, namely Payday and EDU, with that said, I, while they lasted, I managed to amass a decent run, in the ballpark of low $XXX,XXX monthly for half a decade. The kinda stuff that makes you lazy, slow and develop several bad habits. All while operating on yesterdays wins while they die. Truth hurts, but for some of us you know exactly what I mean.
Whether you relate or not, the death of a vertical brings some deep soul searching, bluntly coupled with a few light questions like; Did I just get lucky ’til now? Am I actually good at what I do? Was this just a gravy train that has made its final stop? WTF do I even do again? (The whole token BBQ question: what do you do for a living?: But on Steroids.)
In short, teamed up with the birth of a daughter, the raw truth dawned on me and that truth was that I've spent a good 18 months in this rut - in THE unique state of the IM FALLEN BALLER, getting around day to day all emotionally attached to my old wins, trying to save them, creating enemies, dissing the regulation changes, shifting blame - somewhat like a drunk on a poker machine trying to win back losses.
I decided to a few weeks ago to STEP UP, stop being a BITCH, PROCEED and MOVE ON, - enough background - Here’s how I’ve hijacked an industry in 7 days, resulting in over $30M in finance applications and a renewed sum of commish $$$. This shift has me back on the horse, feeling ALPHA again, buying toys and thinking stupid goals again: Here’s how I did it:
Phase 1: Research a Kill
- Unfortunately like all quick win guides this is the hard part, but when I took my hand off my dick for 3 days and faced with a $1M tax bill, fearing I was about to be BANKRUPT I found the motivation to HUNT- I put that down that denied shatter vape (weekend haze only), eased up on the X’s and due to the men behind the curtain looming with a $X,XXX,XXX bill and assets to lose an - UNREGULATED INDUSTRY was a must.
When we think unregulated - we think seedy, but the truth is much more attractive in reality - if you put in the hard yards and ask the right questions. A few emails later (will share copy nex if there’s interest) and I discovered that a certain industry in my geo was unregulated, in my case, kimono open the vertical was: BUSINESS LENDING. To find this out though I was willing to drop a grand on a whim with some calculated questions to an attorney + a few upwork.com research projects + 36 hours or so of creative ad style googling and semrush’n -and here’s my resulting response from my usual ‘better call saul’ once i thought I was onto something:
"Hi,
Ill save you your $770 and just say XXXXXXX XXXXXXX is not regulated as a XXXXXXXX service in XXXXXXXXX, and therefore, there’s no legal or regulatory constraint to referring a client to XXXXXXX as you see fit. Nor is it necessary to conduct due diligence on their XXXXXX beyond checking they are real. In fact, the XXXXX you mention don’t even need or have XXXXX. XXXXXXXX XXXXXXXX is essentially one business selling a service to another for a set repayment schedule.
Congrats on the baby girl, your hands will be full I have 3!
XXXX XXXXXXXX.
Commercial Litigation"
- So maybe I’m lucky for the 6th time in a row but it always happens when I’m desperate - either way - game on - dream response. Proceed to phase 2.
Phase 2: Find a Different Goldfield:
SO I took a deeper look for a second time at said vertical using erry day tools (social scrapers, adwords, semrush etc) and it was pretty full of disheartening $25 bids and goliath competitors - BUT being the general observant mofo I am, I hadn’t noticed this vertical around in general display and social before now, so ENTER the validation tests:
- Take your idea and create a FB broad ad (18-65 in your geo) with simple form - and see if you get submits. Dwell on copy for a few days before you hit power ed, buy papers, industry magazines - immerse yourself. Get poetic.
- If you GET SUMBITS jump over to GCN and do the same with a broader audience, pluck out 50 URLs from your geo (news, auto, social, dating) think mainstream A grade, don’t worry about ROI yet. Mimic your social copy across and confirm you’re getting submits, in my case GCN initially was costing 2.1x FB for a conversion - all good in the hood. Don’t worry about demo etc for now. If you DONT’T GET SUBMITS, roll back a phase rinse and repeat. soz.
- When/If you see broad GCN submits despite fucked pricing, jump back over to FB and drop a few K again on 18 - 65 in your target market. Take the results from GCN, FB and analyse your “Pants Down” audience stats. (for FB this is Demo stats, For GCN it’s affinity, demo and interest stats) For me, the end result, wasn’t the exact demo I had envisaged, so drop the ego and run off the numbers, cowboy.
- Lastly rip out your moleskine, I know if you’re following you’ve gone through that phase, and write down on a very broad level who your audience is and park it for laters.
Phase 3: Tell them ( the buyers ) that you’ve arrived and establish yourself. (AKA balls on line)
Whether profitable or not, your few K spend has given you enough Leads/Data/Sales to let the big boys know you’re worth talking too - if it resulted in a hum of form submits that is. From here I jumped on linkedin, utilised my wanky premium profile for once, and dropped 86 “premium inmails” to the who’s who and let them know I’m “about to launch” and what “partnership deals” they offered. For me, once I confirmed I had half a dozen potential lead/deal buyers, I put my balls on the line; bought a short URL, quarantined a 0% expected return $20K for testing (the psychology of the 0% return unleashed my silly creative skills) and told my potentials I was coming, citing my short URL and previous wins (bullshit if you need, just dance the dance).
Phase 4: Ignore the vultures
So now that i’ve touched base with 86 potential lead buyers and signed 23 (admittedly most had existing partner programs that I found on google) it was time to dance. For me, here were the main goals: 1. Whoa the buyer with some volume, 2. Get me some ROI, 3. Leverage the incoming data and finally for once - 4. don’t leave money on the table).
Onto the vutures - out of stubbornness I decided to shut the gates on the knockbacks and focus on the ones who wanted to dance with the fat kid. Call it immature but I
From here, I’m feeding data and gaining revenue to my new client base. I’m not making much more than 10%, Ive done all this hard work, I’m feeling like 10% is shit, my weekend habits need more than 10% what do I do? I suck it up and I do a backflip on what I just said and proceed to phase 5.
Phase 5: Yield the sympathy partnerships
It’s been 5 days, I can live in Ko Samui or Rio now with my new found 10% but that was cool at 26, I’m in my 30’s now, I have a kid in a private school, a baby headed there and my mrs loves her bff’s and latte's so Im grounded right here in my big expensive city - so what now? I suck up the ego once again and go to the their 2 buyers with a case study of what I’m doing with the tier one buyers (my first 23 from 86 buyers). Admittedly I’m going to leave out the bit where its only just working but now I KNOW MY NUMBERS so when I get asked “what kind of a payout do you need” Im citing a healthy carefully calculated 30% ROI with a TAKE IT OR LEAVE IT IM ALREADY WORKING WITH YO FOE attitude. Now, all of a sudden my original knock backs are on my side. I have 63 people who didn’t reply who all of a sudden want to talk. So far over 20 have not replied again but i’ve also grabbed 4 deals that have now pushed me into the 25% ROI region. daily. stacks yo.
Phase 6: Wind back to profitable conduct and grow organically
Now all that big dickin has lost you a few dollars, I don’t care what anyone says. But you’ve got a client base, they’ve all been wow’d and now you’re on the partner list. It’s time to once again drop some ego and be happy to wind back. I’ve dropped my social budgets down to $XXX a day (we all know the ROI uplift here), I’ve trimmed my “mad volume” back to placements that are working and i’ve created a dashboard to monitor what will keep the above alive.
Happy to raw validate the above with a mod please reach out for some validation screenshots, inbox me or MrGreen hit me up on linkedin.
Also happy to follow up post with a breakdown including ad strategies of each phase if this is a hit. This was all achieved in 7 days of thumb out of ass action. PROCEED fallen brethren’s. Palms up. Thumbs out. Reach out for no motive help if you need it but be well researched.
BIG AZ
- no products or services to offer 
Hello AZ, so you've been around since 2012 and this is the first time you post?
I wonder how many guys like you are around, glad you finally broke the silence 
Taking sandbagging to a new level 
inspiring man 
Jesus christ man... Thanks for sharing

Thanks for the post. Great to see that you've rebounded and are back in the game.
Working on some breakdowns of each phase between now and the weekend guys, getting some screenshot examples etc together.
Knowledge BOMB indeed, thanks for the share man, looking forward to follow-up posts!
Awesome, nice to see you come outta the shadows!
[PHASE 1 BREAKDOWN: RESEARCH A KILL]
"If you know the enemy AND know yourself you need not fear the results of a hundred battles."
Sun Tzu - Art of War
Firstly, I humbly thank everyone for the interest in this post but I need to drop the caveat “In my humble yet tested opinion" on these breakdowns of each phase - as with anything in life. Phase 1 is the shortest in detail and unfortunately also a tough slog for anyone fresh to IM. Part of the process relies on citing previous wins / contacts as an excuse for cutting to the chase and entering the race with brute force. If you realise you only live once though, you might consider bullshitting this phase - I would.
Let’s get to the brisket;
I start my 'researching a kill quest' by analysing my previous wins, forgetting the logistics of how I made it work for now, acknowledging that the “How” is just part of my toolkit. I focus on the scale of the vertical that worked last and validate it was a gravy train. Then I ask myself the BIG DOLLAR QUESTION:
“Now This Vertical Is Dead - Where Did The Money + Players + Affiliates + Networks Go?"
What a great place to start.
In my case, I’ll use Payday for an example. As the self titled KING of payday in my geo (progressed from linking out to host and post to pingtree and ultimately ended up a lender), I was left feeling mystified when a blanket government ruling culled the industry, Once I was over the blame game I started to ask myself - Where did the Money, Players, Affiliates and Networks go next? Birds of a feather flock together.
It’s highly unlikely if the curtain has fallen on a vertical the masses haven’t adapted and migrated across to something new. probably not too far away. Sound familiar? Can you think of an example? How about Diet, Pharma, Bizopp?
The great news is, if this is the case you are likely to already have a foot in the door with the new industry because of the people who have moved across from the RIP category.
Some juice on how I do this, and yep you need to get off your ass:
- Looked at other domains on previous clients servers to see new interests (INDICATOR 1: FOUND SOME NEW LITE and TESTY LOOKING LANDING PAGES FOR BUSINESS LENDING - CLIENT VALIDATION TESTING)
- Sussed out 92 linkedin profiles of my previous industries' account managers (INDICATOR 2: MANY WERE MOVING ACROSS TO BUSINESS LENDING) Leverage things like Birthday notices, Tenure notices and endorsement requests to start conversations. I like all of my interrogations to come in the form of a “By the way, what is XYZ doing now after XYZ has folded” type opener. You’re likely to get more honest answers.
- Inboxed all these mofos and asked what’s hot (INDICATOR 3: A HANDFUL SPILLED THE BEANS ON WHAT WAS HOT)
- I then leveraged a local government database to look up “trading names” of the previous industry kingpins. I got nothing for 50 or so lookups but then found 3 new big players registering BUSINESS LENDING type trading names. (INDICATOR 4: PREVIOUS INDUSTRY MOVING INTO NEW TERRITORY)
- Do an exact match domain owner hunt, analyse recent domain auctions and fire up your scrapers. Find more info on the new adaptees / entrants.
Starting to get sore fingers and feeling less cryptic so heres a couple of other pants down tips:
- Hire someone on upwork for $6 an hour to research the vertical you’re investigating + partner programs in google. Get the VA to dump the following into a google spreadsheet: Company URL, Partner Program URL, Key Services, HQ phone number and location and any google news links < 90 days.
- Contact via webforms or signup all the companies who have existing partner platforms and kick that process off ( this will give you visibility of payouts, promotional methods, terms, payment terms and even some creative in most cases)
- Look up these companies you’ve applied with on LinkedIn, find their CMOs, Media Buyers, Partnership Managers and inbox them tell them you just signed up and want to chat. This will BOOST your acceptance.
- Shortlist the ones who don’t have partner programs, you’ll likely come back to them in Phase 5.
- Grab yourself a better call saul to make sure your ambitions arnt going to cop you a C&D
By now you’ve mapped an industry, hopefully got some contacts with existing rapport, starting to get some programs to promote and can think about some testing.
Phase 2 coming soon. Peace out STM WINNERS.
AZ
Boss-mode! This is some serious "just fuckin do it" mentality.
Nice article! Great writing style as well :-)
Solid strategy and good results, thanks for the share! Doing a thorough research before going for the kill can save you lots of time, money and even legal issues.
wow, this is great. can't wait to read the rest.
thanks nero
Thanks Nero, this is totally amazing. Also that tax bill must have been a wakeup call big time. I can't wait for the other phases, hell your giving me ideas also. I found out techniques that I never knew you could do or even consider aka pay upwork person to do research for you among other things.
STM Bill Stackers! Thanks for all the reach outs and thanks so far.
Doing stuff in order is so mainstream. Im working on the Phase 2 breakdown but wanted to keep the momentum up.
SO here’s PHASE #3 TELL THEM YOURE COMING - LinkedIn Copy For New Lead Buyers.
Background
I’ve found trying to do business in the old sell way is pretty hard on LinkedIn. We’ve all been pitched the fuck out of so unless you do something different you might as well forget doing any business development via LinkedIn InMail. You definitely need to PULL and not PUSH. The pay off this yields after some practice is huge, if you get the balance of power right - and right from the start - it will magically flow on to the way the client pays their bills, scrubs / cheats you and how long they last. Really bang that "Im coming anyway" tone. I've refined it in an example below to come up with what I see as a perfect medium of market threat + rapport.
I’d love to say you can just copy and paste this template, and you can by all means but the reality is we all play in similar arenas from time to time and I’ve banged this copy HARD so I advise you analyse the STRATEGY here and not so much the copy, copy is tactical. Translate it into your own creation. Imagine being the guy who gets caught out sending a copy and paste proposal your prospect has seen - lol.
Enjoy - Let’s GO:
First Contact Copy - Surprise motherfuckers!:
(copy in italic, notes in blue)
COMMERCIAL IN CONFIDENCE <--- looks like maybe a legal blowup or something so your inmail gets read. But really its a pinstripe prison way of saying don’t forward or talk about it at the pub. your welcs.
Prospect,
I'm launching a well organised and funded XXXXX site shortly. We've been in market testing various XXXX backends with our beta site XYZ.com - you may have seen us around. Month to date we've processed about XXXXX of XXXX related leads. <—“related leads” “about” all wishy washy incase you put your foot in it. Also create that fake memory that they’ve already seen you around.
I’ve launched similar successful XYZ campaigns in the past and we’re migrating our efforts to XYZ as our primary focus. <— leave out the bit that it was a zip submit on POF or berries in the sidebar you old dog.
The new business will launch on national media in various stages between now and August and we're inviting industry partners to join our panel now. <--- Vague enough there's no sudden first wack of activity expected so you have time up your sleeve to tango and get your shit together sustainably.
If TARGETCOMPANY has a suite of TARGETVERTICAL products we can refer clients to - we should probably talk.
I'm currently rounding up commission structures and mapping referral methods for each partner so if you have an existing program please shoot me the details. <—— "Doing it anyway tone"
We haven't shared this yet but I wanted to give you a taste of our funnel to get your head around. We do most of the hard work in the form for you and present you (preferably via API) with a ready to go customer. From here you do what you do best. <---- offer a sneak peak "no one else has seen" lolz
You can tap through our form without entering any data to see which fields we collect, below is our development URL (this is just the application form not the actual website.) <------ Build a funnel thats made specifically to woo the lead buyers, show them what they want to see and make it so they can be lazy and tap through your example in a few secs. Don’t get caught with your dick in your hands with sloppy compliance here - white hat AF.
www.YourShowcaseURL.com <——— Enter the Dirty Harry of Hot Tips - Drop RT pixels on the prosect here and keep the audience for when you launch / start running with other lead buyers - for no other reason than so you can absolutely pummel the ones who didnt give you what you wanted with your presence everywhere they look. The audience will likely be micro so you’ll probably need to blend it with another audience to get it to deliver on some platforms. Set frequency to MAX so it just looks like you took over the fucking world to these generally non tech savvy buyers. Expect crazy CTRs with low submits as they all freak out. lul.
If you guys want to apply to join our panel, shoot me a note back and i'll run you through our prequisites so you have time to be onboard for the first round. <----- Now drum it in they need to chase you, not the other way around or they'll miss out. I like to make them feel like they need to “Apply” not the other way around which is a mentality you may have picked up from networks.
AZ. <----- fuck off arrogant sign off. (dont give them any contact details either)
Bang. All done thats your first copy.
2nd Contact Copy - The Delayed Reply
Reply timing is fun, its a little passive aggressive or something. Without blowing my trumpet the initial contact copy gets them on the hook pretty quick. Once I get a reply, im once again disconnecting myself from being a sales pitch - I’m doing this with a tardy reply. Pull not Push. Give them 48hours or so and then reply with a short:
Prospect,
Apologies for the slow response, We've been swamped with integrations. It might be best if I give you a call on [2 more days from now]? What's your cell and a good time [2 days from now]? First thing 8am any day works for me.
AZ
Next Move - Close That Shit
Now call them like german clockwork herein when they say, give them the huge respect YOU deserve after all that trickery.
If you’ve done well they'll be waiting and in a borderline panic to jump aboard, they’ll listen - not dictate and you can start a healthy long term relationship.
More soon. Stack on.
AZ
[Epic Bonus Hack]
As soon as you get replies your first instinct is to add the person as a connection. Don’t.
Thats right - at no stage during the hunt do I add the person im chatting with to my Linkedin for some very good reasons. I also ignore their requests if they happen to add me - Until they're fully signed on - as a client then I add them and even then not if you’re still on a client farming mission. I’ve got no data background on this move it just seems to work, it's likely the old scarcity factor too and everyone is over the token fake friend linkedin junky.
Take a deeper look and you realise, if you don't add them, their collegues and bosses dont know anything about you. I leverage this by watching for views on my profile from the same company as someone you've approached, theyre generally the decision maker the person youve pinged has shown your proposal too. If you add your prospects these views could simply be a colleague hitting you via “Merv is now connected to Reg” and you’ll lose that valuable insight.
You’re also likely to be dealing with prospects who are natural competitors to each other so it's best for people not to see you become friends with their enemies. Kills the vibe, especially after you told him you shared your secret link. You prick. Add them all when you've built your client list out and they'll even pay their bills quicker for FOMO if you suddenly mingle with the rest of the village.
Reptition is mother to all skill. Goodluck.
AZ
Phase 2 Breakdown: Different Goldfield / Roll Out a Validation Test / Identify Your Audience
Okay, So you’ve got an inkling on an industry and you want to give it a whirl. Let’s bounce some ideas on how to do this, I’ve varied Phase 2 a touch from my first post to be useful to more people in broader verticals, some of you will find parts of this a bit rudamentary but hopefully something for everyone:
If you’ve come this far you’ve likely started to a transition away from “OPO” - Other Peoples Offers. This will mean for testing and validating you’re not going to have the privilege of optimised creative handed to you by a network - but you’re also in control of everything now. The other option will be if you “host and post” to a network campaign, but for this case study we’re going to ultimately end up posting data straight to clients CRMs and diallers. Remember we’re hijacking an industry here not a campaign or single offer.
By now I’ve also built a 2 step Lander with a 5 field form. I’ve leveraged all my past learnings and incorporated all my usual tricks into this lander. I tend to maintain a bit of a lander template across verticals so Im just re-hashing an old successful lander style.
Step 1: Analyse Search for the industry
I’m not going to run search at this point, it’s just a nice reliable place to get a birds eye view on what everyone is up too. For this I use semrush.com but you can use any keyword tool. Im going to do a massive rip (download XLSs and save) of everyones;
- Cost / volume stats
- All the sem adcopy from the leaders of the stats for the given keywords
- List out all the buyer URLs (they’ll be targeted as clients with Phase 3 on LinkedIn)
Now, personal quirk, but I literally PRINT out a few pages of the top adwords copy (30 ads on a page or so) and chill with a highlighter and pull out my favourite bits of copy for all the advertisers. Its a certainty that the industry leaders are bringing their A game in their $25 CPC search campaigns and this gives me a head start on my own ad copy for testing. After this process Ive usually got 4 - 5 one liners or “angles” to push to testing. Hijack.
Step 2: FB Broad Validation
For me FB is the rapid validator. There’s enough info around on setting up campaigns in FB so ill skip that.
I’ll translate the adwords search copy into some smooth FB copy with my own twists, I’m mainly relying on the adwords search copy to fine tune my industry talk. A new mantra for me is to go broad at validation stage. Literally going to target 18 - 65+ M/F in my geo. It's seems lazy and wasteful but heres why; A big recurring fuckup I’ve made in the past is “thinking” I know who an audience will be. Here are some examples of odd ball findings from various volume campaigns in the past.
- EDU: 37yo + Women were my biggest “beauty diploma” converters - I initially may have targeted 18 - 28 or similar
- PAYDAY: Higher income earners were more likely to apply for Payday Loans - Whut
- INSURANCE: Insurance for plumbers: you’d just target Males right? Wrong, in the end Females accounted for 28% of conversions. They were tradesman’s wives who handle the admin.
You can find this out in your initial spend if you cast your net wide and hit the insights. Im not chasing profit here. I want some validated data though, so Im going probably spend $X,XXX. I’ll fiddle with this until my form is submitting well and I can get enough data to analyse. I’ll try different bid types, devices, copies all the usual stuff you do to make a network offer fly.
Step 3: Solo Source Traffic Sucks / Audience Insights / GCN
I’ve now started to get form submits. I’ve also measured who clicked on the lander because my conversion audience stats are going to be pretty light still. I now know who is submitting and interacting with the form from FB and could probably get lazy now. BUT, because I’ve been burned by solo source traffic in the past and refused to learn my lesson and did it again.. and again… I’m going to go find some other sources so I can sleep at night.
I’m going to use some whitehat tools for once and I’m going to:
A - Jump over to Google Analytics and pull my FB conversion activity up
B - I’m going to create a segment for the people who clicked around the lander and / or converted and share it to my Adwords
C - Jump into “Shared Library > Audiences” find your segment which is now an audience and view insights (these are extensive in adwords)
D - I won’t exand much on this step because you’re better off doing a youtube tutorial but take these insights over to Display Planner and find some placements .
Proceed to set up a GCN campaign as you would, creating banners using the themes you’ve researched and what worked on FB, remembering to have a bots strategy and stay on top of these dud placements. Heaps on the forum on how to do both of these.
If your industry has a tight geo showing up in your FB broad testing, you could just dump this geo into the Media Planner tool to find some top placements too.
Optional: To validate my FB audience (bidding, placement etc may have biased your resulting FB converters) I run a broader GCN campaign for my geo, then analyse the converted audience insights and hope they overlay with my FB findings. This is a big job going broad and starting to block bots on broad placements etc but consider it.
##### Big Dick Optional Game ####
Is the industry you want to hijack plagued with High CPC clicks AND clients linking to big clunky sites? Do you know you’re a Landing page wizard and your CV will be significantly better? I’m not going to get all maths teacher on you but you may consider a “Squeeze out” here if you have deep pockets. Rip out the black card and in short you’re going to need to;
A - Carefully copy the clunky page style (not content obviously) of your competitor, run it and gauge their CV
B - Run your optimised lander, Get to know your CV - remembering this is search so 5% social might be 20% search
C - IF the existing deadwood industry baller is rocking 5% CV because of a big clunky site with more distractions than vegas and you’re tapping 15%+ (not that hard) you can work out yourself some seriously damaging bidding strategies, pushing the deadwood down the page and forcing them into submission below you.
The deeper your pockets - the more you can tolerate less disparity between your CV and their CV . I used to chase the bidding strategy primarily and it was hard, vunerable work. Now I focus on making my click work 3 times as hard coupled with bidding strategies. I’ll work on another post with more on this some other time.
##############################
Let’s wrap this phase up - If you've done well you will now know; your true ideal audience, some placements, some winning ad copy - You can now hunt traffic (direct buys, exchanges, even make your new gig into an affiliate offer) a bit better informed than before and have a serious edge over the industry for a newcomer.
Got questions, need ideas or some more info? Fire away ill answer best I can.
More soon - Next up we're back into LinkedIn and getting the deals - Have a good weekend!
AZ
F5 button is already down, to be continued?
Great thread! TY
Wow! Have you considered career of a writer? Seriously, I love your writing style and I love the no-bullshit approach!
Your post history is also something, a single post of "Mmmm k" in 2013, then four years of silence and then this. 
This situation is what a lot of other affiliates and businesses may face - not just in Australia but the regulation can get stricter anywhere in many fields - health products, mobile billing, casinos, binary etc.
Actually the same thing happened in my country, to be a loan affiliate or lender since 2017 you should be officially licenced as a "tied agent" with the national bank which ruins the industry for most SMEs. Many people would just give up and move on... but this is where the difference between winners and losers is made.
Talk about going AWOL.
Weird surfacing I know especially after I went ghost on this nugget but recently I've been reflecting on it.
2017 is a long time ago but I'm drafting why I disappeared and also how this follow along panned out long term for anyone who is interested.
Back soon.
Nero the friendly ghost