Does name on credit card matter? (5)
I'm planning to be using multiple cards for increased credit limits.
However the fb im using technically isn't under my name. I could apply a supp card but it takes time and have some limit issues.
Question is, could I just use a card that has a different name from the account holder? (Won't even type in, but will they even know?)
PS: no blackhat. Have few months of spending history.
PPS: using business manager
Originally Posted by alfiss
For a little background reading, the AVS system is used for this kind of thing:
https://en.wikipedia.org/wiki/Addres...ication_System
Looks like American Express is the only one that checks for a name match.
Additional reading:
https://www.quora.com/How-is-a-cardh...it-card-online
It can be used a couple of ways by the merchant:
- Some fraud detection systems (AVS, third party and/or internal) actually check the name field to see if it matches the cardholders name, or at least hasn't significantly changed since the last time it was used.
- It puts the cardholder's name on record, so if the cardholder calls to cancel or dispute a charge, their name is on file even if the name on the account is different.
- It helps merchants find accounts that are controlled by the same customer or paid for by the same person.
- It also can be used as a possible indicator of what the customer's legal name might be, if the cardholder name is different from the name on the account.
Short answer: no, it doesn't matter
Nope doesn't matter. Only thing that matters is the City, ZIP and IP address that is close by.
We have a solution that the AVS is turned off on the cards. Let me know if you like me to get you a test card to try on FB or other platforms I can introduce you to the guy.
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