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Considering using FB, but only have 1 credit card. Viable or no? (41)


01-19-2015 10:09 PM #1 timrodriguez (Member)
Considering using FB, but only have 1 credit card. Viable or no?

How's it going guys. Had a question. I was considering doing FB traffic, but keep reading that "everyone gets banned from time to time". If I get an account banned, does that mean I'll need to go to the bank and get a new credit card? So for people who've been on Facebook for years, they've gone through multiple, multiple Credit Cards? I have 1 Credit Card and 1 Paypal Account, with a separate card on Paypal.

So would it be a bad idea for me to try Facebook? Or is there a way to have your account banned and reuse that credit card or a new account.

Thanks


01-19-2015 10:16 PM #2 jonemd (Member)

Quote Originally Posted by timrodriguez View Post
How's it going guys. Had a question. I was considering doing FB traffic, but keep reading that "everyone gets banned from time to time". If I get an account banned, does that mean I'll need to go to the bank and get a new credit card? So for people who've been on Facebook for years, they've gone through multiple, multiple Credit Cards? I have 1 Credit Card and 1 Paypal Account, with a separate card on Paypal.

So would it be a bad idea for me to try Facebook? Or is there a way to have your account banned and reuse that credit card or a new account.

Thanks
Short answer, once that card has been banned then you can't use it again. That being said, if that card got "lost" and your bank sent you a new one it would also have a fresh number..... Personally, I have 3 different Amex accounts and they all allow supplementary card holders. Pretty much everyone I know has a card on each of my accounts. I just feel like a bit of a twat when I ring up and say I've lost 10 of them.


01-19-2015 10:26 PM #3 chicho (Member)

Tim, this is an added question to yours. Not sure when you're account gets banned, if your billing address also gets banned, so even if you get a new card number, change your name to lets say your middle name and last name, or use a family members CC, will it not work because it's the same billing address as the account banned? Lets leave the IPs and all the other stuff out of the equation.


01-19-2015 11:07 PM #4 fabian (Member)

I'll chime in since I have my fair share of accounts banned (I'm probably in the XX range by now).

The short answer to Tim's question is: depends.

If you are going to run white-hat, fully compliant camps then 'theoretically' you are good with one biz account and one card since you won't break any rules with FB and that account should last you.

Now, most likely you will break a few rules here and there and that of course can get your account banned and you'll be out of a means to make any money (this happened to me when I was starting out btw which lead me to find out ways to get more accounts, etc).

Even if you don't break any rules, FB might interpret that you did, so it is recommended that you have a way to secure more accounts and have CC's ready, even if you are doing white-hat.

This is most likely why FB is not recommended for newbies as the logistics of accounts, credit cards, invoices, bank accounts, VM's, IP's, etc. is A LOT of work.

Now, to answer Chicho's question: can't recall right now since I haven't added a card in a while (running all white-hat now) but I think FB does not ask for an address any more, is just ZipCode.

In terms of what gets banned... just play it safe: CHANGE EVERYTHING.


01-19-2015 11:24 PM #5 timrodriguez (Member)

Thanks, yeah I think I'm best going to Mobile route.


01-19-2015 11:25 PM #6 jonemd (Member)

The Zipcode statement above is correct.


01-19-2015 11:27 PM #7 chicho (Member)

Hey Fabian,

Thanks for the reply. My only concern is I can have 10 different credit cards, mix the names, use different family members in the same house hold, get whole new numbers, but if the billing address stays the same, isn't that an eyebrow raiser? For most people I have read on here, have mentioned they have 10 credit cards, or they get new ones, but it can't be possible to get an entirely new address every time your CC gets banned? I can get Visa, Mastercard, Amex, but if the full address is the same then what's the point? Any advice is appreciated, I know it comes with time and money.


01-20-2015 06:13 AM #8 fabian (Member)

Quote Originally Posted by chicho View Post
Hey Fabian,

Thanks for the reply. My only concern is I can have 10 different credit cards, mix the names, use different family members in the same house hold, get whole new numbers, but if the billing address stays the same, isn't that an eyebrow raiser? For most people I have read on here, have mentioned they have 10 credit cards, or they get new ones, but it can't be possible to get an entirely new address every time your CC gets banned? I can get Visa, Mastercard, Amex, but if the full address is the same then what's the point? Any advice is appreciated, I know it comes with time and money.
Is just Zipcode, not full addresses, so no worries there.


01-20-2015 02:22 PM #9 chicho (Member)

Thanks Fabian for the reply. I have actually tested entering my CC with a different zipcode(postal code), though it won't accept it if you bullshit the zipcode, so you need to enter in your actually zipcode, but if FB won't look into the same zipcode used, then all is good.


01-21-2015 07:58 AM #10 franco12 (Member)

THERE’S A SUPER SIMPLE SOLUTION TO THIS.

Here's a cheeky trick how you can create multiple accounts with only 1 (!!!) credit card.

Let’s say FB or Google banns you as an advertiser. What now?

Create a new credit card online in 60 seconds:

- You can use any name (personal/company)
- Create as many as you want (within limits)
- Create them online in seconds
- Use them immediately

Sample:
Owner: CatchMeIfYouCan Inc.
Credit Card Number: 1234 5678 1234 1236 (MasterCard)
Exp date: 01/2018 CVV: 293
Amount: $450

While I’m not associated with the provider of this service, I prefer not posting it here. Ping me and I’ll send you the company name (nope, it’s not dodgy company – it’s an award winning US based company).


01-21-2015 09:57 AM #11 fabian (Member)

Quote Originally Posted by franco12 View Post
THERE’S A SUPER SIMPLE SOLUTION TO THIS.

Here's a cheeky trick how you can create multiple accounts with only 1 (!!!) credit card.

Let’s say FB or Google banns you as an advertiser. What now?

Create a new credit card online in 60 seconds:

- You can use any name (personal/company)
- Create as many as you want (within limits)
- Create them online in seconds
- Use them immediately

Sample:
Owner: CatchMeIfYouCan Inc.
Credit Card Number: 1234 5678 1234 1236 (MasterCard)
Exp date: 01/2018 CVV: 293
Amount: $450

While I’m not associated with the provider of this service, I prefer not posting it here. Ping me and I’ll send you the company name (nope, it’s not dodgy company – it’s an award winning US based company).
Not sure I follow what you are saying...

So you go online to this service and they create Virtual Cards for you and you can top them with your regular CC? If that's the case and I could be wrong, you are going to have a bad time with FB.

Also, not sure about the limits on Virtual CC's. I mean, any decent camp in FB will add up quickly so having a limit on the CC is pretty much useless.


01-21-2015 12:25 PM #12 jonemd (Member)

my understanding of Virtual Cards is that they're a really quick way of getting your account banned


01-21-2015 02:15 PM #13 fabian (Member)

^^ Yup


01-21-2015 08:41 PM #14 franco12 (Member)

@Fabian,

- Correct, you tap them with your regular CC.
- Limits are only an issue to the extend that you can create new virtual cards
- I don't see why FB should have an issue? They can't spot you. The only challenge I see (I've never done it with FB) is that you always need a corresponding private FB account
- I've used virtual cards extensively and can confirm that it works .... BUT, the more public this trick is the higher the risk that companies like FB/G will find a way to prohibit it.

That's the company (based in Boston):
https://dnt.abine.com/#feature/payments


01-21-2015 08:46 PM #15 franco12 (Member)

@JONEMD

Hmmmm, I don't agree. I run a company and if you paid with a virtual card, I would NEVER EVER find out.

Reason: as 99.99% of all legit companies (LLC''s / Inc's based onshore), WE NEVER EVER see your credit card number/name on cc ....it's stored by the payment gateway, not us. Thus, it's impossible for us to spot a virtual card.


01-21-2015 10:50 PM #16 jonemd (Member)

Whilst I understand what you are saying about payment gateways let me assure you there is a way of spotting VCCs.

Google "BIN" (bank identification number) and you will understand. Incidentally, whilst I have never used them, I know plenty of people who have and never will again.


01-22-2015 05:57 AM #17 gts6 (Member)

Quote Originally Posted by franco12 View Post
@JONEMD

Reason: as 99.99% of all legit companies (LLC''s / Inc's based onshore), WE NEVER EVER see your credit card number/name on cc ....it's stored by the payment gateway, not us. Thus, it's impossible for us to spot a virtual card.
the payment gateway can EASILY see that its a VCC, and they do detect it when a biller decides they dont want to accept certain types of cards or cards from certain banks, etc..

i dont understand why people still debate this in this day and age when all info is available to search on the net. the fact that payment processors can detect VCC's is not urban legend or myth or speculation. ITS A FACT. they do this daily. do a search for services like minfraud


01-22-2015 07:38 AM #18 fabian (Member)

I didn't want to get into it, but yeah Virtual CC are very easy to spot and the reason is the BIN. I come from the banking world and another factor is that the BINs are amongst other things share between payment gateways. So yeah, please don't use virtual cc if you have any love for your account.


01-22-2015 08:07 AM #19 franco12 (Member)

Fancy a BET/WAGER that it works with ANY counterpart such as Facebook, Google & co?

Word of caution: the virtual CC is a Mastercard ...no chance to spot BIN


01-22-2015 06:31 PM #20 jonemd (Member)

Franco, there is a possibility that it will work, initially. The fact of the matter is that the account WILL NOT LAST if it gets approved in the first place.

http://www.dirigodev.com/blog/ecomme...t-card-number/ <-- Will help you understand what a BIN actually is.


01-22-2015 10:13 PM #21 franco12 (Member)

Quote Originally Posted by jonemd View Post
Franco, there is a possibility that it will work, initially. The fact of the matter is that the account WILL NOT LAST if it gets approved in the first place.

http://www.dirigodev.com/blog/ecomme...t-card-number/ <-- Will help you understand what a BIN actually is.
@jonemd, haha, you saying I don't understand BIN?! You might be right. Anyway, I'd still bet $1k with you that it works with Facebook or Google ....I'm happy to fly to Norwhich to collect my wins :-)


01-22-2015 10:28 PM #22 fabian (Member)

Franco quick question as I'm not clear: have you personally ran on FB using said cards?


01-22-2015 10:50 PM #23 jonemd (Member)

@Franco12 - I came to the conclusion that you don't understand BINs as you stated that it's a Mastercard so there is "no chance to spot BIN." The only part of the card number which indicates the M/C is the first number (5) - there are still 5 digits after that that will indicate the issuing institution.

"BIN databases typically show the type of card like Debit or Credit, brand of card (e.g. Visa, MasterCard, Discover, American Express, etc.), and level of card such as Classic, Standard, Gold, Platinum, and World Signia. The database contains other details about the card like the $300 card limit on the Tribute Mastercard or if the card is ATM Only, Cirrus, Electronic Only, Gift, Maestro, or Prepaid. Issuing bank, country ISO name, ISO A2 country code, and ISO A3 country code are also available."

Still think a company like FB won't be able to tell if it's a VCC?? Come on my friend...you're being very naive. As you are not pre-paying there is a risk that FB will not be able to collect the accrued balance, don't you think they'll do what they can to minimize this risk??

Fire up a FB account, add a shitty VCC and let us know how it works out for you..

</im-out>


01-22-2015 11:02 PM #24 cmdeal (Veteran Member)

This thread seems to be going off a bit on a tangent.

To answer the OP's question. Yes it is possible to run Fb with one account and one credit card. In fact this is what the great majority of advertisers on Facebook do. As for typical affiliate offers, on the other hand, it is well known that Facebook and Google and many mainstream traffic channels have a love hate relationship with typical affiliates. While they like the revenue that these advertisers bring, they normally do not want to be associated with them, or at least not with some of the shadier practices that, rightly or wrongly, affiliate marketing is sometimes associated with.


01-23-2015 06:35 AM #25 franco12 (Member)

Hola Fabian! No, I have not ... but for lots of different things.

Quote Originally Posted by fabian View Post
Franco quick question as I'm not clear: have you personally ran on FB using said cards?
FINAL NOTE:
you DO pre-pay, as I wrote in the initial post.
It looks, feels and is marked as a Mastercard.
That's why BIN doesn't matter.
That's why it works.

Case closed.


01-23-2015 07:25 AM #26 mr vexos (Member)

Doesn't work with the mentioned company (blur) already tried them around 3 - 4 months ago

You'll get instant ban btw identification prompt

E:\\ even I'm pretty sure that they cards may work for a lot of other stuff I can confirm the others saying that every provider can see if it is a VCC or not, doesn't matter if it is Mastercard or VISA. Don't ask me how but I made several times this experience.


01-23-2015 08:01 AM #27 fabian (Member)

Quote Originally Posted by franco12 View Post
Hola Fabian! No, I have not ... but for lots of different things.



FINAL NOTE:
you DO pre-pay, as I wrote in the initial post.
It looks, feels and is marked as a Mastercard.
That's why BIN doesn't matter.
That's why it works.

Case closed.
"No, I have not..."

Your honor, no further questions. We rest our case.

Indeed, cased closed.


01-27-2015 03:35 PM #28 fbqueen (Senior Member)

Someone update us if he has ended up trying this vcc mentioned above! I'd love to know!!


01-27-2015 03:54 PM #29 franco12 (Member)

@fbqueen, I'll pay on FB asap and let you know.

Quote Originally Posted by fbqueen View Post
Someone update us if he has ended up trying this vcc mentioned above! I'd love to know!!


01-27-2015 04:37 PM #30 bloomingstarmedia (Member)

I've used vcc in the past and the numbers didn't work well on FB. FB didn't recognize the vcc number. I kept trying with different vcc numbers. After 2-3 attempts, my accounts were banned. That's why I always use real credit cards from Visa or Amex. That being said, there is no guarantee that you will be safe with real credit cards. I've gotten banned right away with Amex cards as well.


01-27-2015 04:57 PM #31 heapheap (AMC Alumnus)

I got a working VCC, visa and limited to 3.5k Euros. If anyone wants to know the bank name, we can exchange information. You can give me any tricks/hints about accounts or marketing on fb, or good CTR ads, - i will give you the bank name


01-28-2015 11:07 PM #32 tomsko (Member)

I still don't get how Facebook could tell VCC from real CC after reading this whole thread. Yes, you can tell the country, issuing bank etc, but how can you really tell if thats a physical or virtual card? For normal non-abused bank that issues both physical and virtual CCs that shoudnt be a problem.

Obviously you can't run ads with shitty VCC you bought anywhere online though.

Im starting to grow 10 accounts myself and planning on funding them with local banks VCCs so I will keep you guys posted.


01-28-2015 11:35 PM #33 zeno (Administrator)

To answer the OPs question, yes, you'll be fine. You can only charge one CC at a time... so you have to start with one! Just don't do anything naive or naughty and you should be fine.


Re: VCC discussion:


The ONLY way I see a VCC working is if it is a virtual number issued by a major, credible financial institution like HSBC, Chase, Citi, etc.

I.e. they, as an added security measure, allow you to generate virtual numbers linked to your account but with some restrictions in place to control limits, invalidate the record, etc. In this case, the virtual number may be linked to your account and to a merchant will be indiscernible from the number on your physical card that your bank issued in the same manner.

Note this is not the same as a normal VCC because you are still attaching it to the same back-end banking institution.

This would only work if they virtual and physical BIN/account number allocation processes were identical, with no patterned difference that was easily added to a BIN database.

The crappy normal VCC suppliers you can work with will be readily identified against a BIN database, almost 100% guaranteed. You can't fake a BIN number of a credible institution.


01-29-2015 03:55 AM #34 gts6 (Member)

Quote Originally Posted by zeno View Post

The ONLY way I see a VCC working is if it is a virtual number issued by a major, credible financial institution like HSBC, Chase, Citi, etc.

I.e. they, as an added security measure, allow you to generate virtual numbers linked to your account but with some restrictions in place to control limits, invalidate the record, etc. In this case, the virtual number may be linked to your account and to a merchant will be indiscernible from the number on your physical card that your bank issued in the same manner.

Note this is not the same as a normal VCC because you are still attaching it to the same back-end banking institution.
usually, even though a major institution/bank is issuing the VCC, it generally does not have the same numbering as their "real" card numbers. they still have blocks of VCC numbers they assign to those VCCs.

whoever is passing the data to the payment processor (in this case it would be facebook passing the data) they have the option to determine what types of things are weighed in to a final score. if facebook chooses to not allow VCC's, they can block them all, if they want to allow certain VCCs, they can allow certain ones such as from a major bank.

in most systems (im not sure about facebook, but id assume its the same) there is a "score" a person signing up for an account is given. certain things factor higher into the score than other things. IP address,type of ip address, domain name of email address, type of credit card, etc... some things weigh more than others. you could potentially get a high score with all other factors, but the only low score is because you used a VCC, then you could *possibly* slip by in certain systems, but a flag would be triggered for a real human review in the very near future. But with facebook, it appears they are blocking any account with a VCC no matter how high all the other factors scored.


02-02-2015 01:40 PM #35 franco12 (Member)

[QUOTE=mr vexos;203247]Doesn't work with the mentioned company (blur) already tried them around 3 - 4 months ago

You'll get instant ban btw identification prompt

@ mr vexos, that's strange ... I just posted my successful payment with Blur. Did you before using Blur with a CC from another country than USA? If yes, this could be the problem. If no, then I have no clue why it didn't work :-(


02-02-2015 09:58 PM #36 tomsko (Member)

I recently called up one of my local banks issuing VCCs as well as plastic cards etc., and they told me that there is no way of telling difference between VCC and plastic CC by numbers. Of course its still possible that the representative just wasn't aware of that.

Although I was put on hold while lady on the phone contacted someone from upper level.


02-08-2015 01:01 AM #37 solidwater (Member)

when you open a new FB account do you use your real name to mach cc name?does it matter?


02-08-2015 02:04 AM #38 zeno (Administrator)

Quote Originally Posted by tomsko View Post
I recently called up one of my local banks issuing VCCs as well as plastic cards etc., and they told me that there is no way of telling difference between VCC and plastic CC by numbers. Of course its still possible that the representative just wasn't aware of that.

Although I was put on hold while lady on the phone contacted someone from upper level.
It's not uncommon for people at organisations that deal with these kinds of things to be completely unaware of information like this, since it's quite technical. The existence of BIN lists is contrary to their claims... even if their cards were not on a BIN list and were apparently no different to real card numbers, if you talked to someone in the technical team who actually handles the account back-end processes they might say otherwise. It would make sense for a bank to be able to identify one of their card numbers as real or virtual without having to probe deep into a users accounts listing every single time.

Quote Originally Posted by tvtgroup1 View Post
when you open a new FB account do you use your real name to mach cc name?does it matter?
Ideally your name will match that on your card - it's a pretty common sense check FB can/will do. I don't think it matters in the context of the card being approved, but like others have mentioned there is generally a rating/score given in these situations that will influence how your account is viewed. Best to raise as few potential flags as possible...


02-11-2015 08:18 AM #39 imtheone (Member)

Of course FB can spot VCC's.. If you've ever had a high end shopping cart (we have) you have the option to not approve VCC's..


02-11-2015 12:56 PM #40 jaguar2 (Member)

most vcc's are blacklisted but some or not.I used lately one from my bank to activate ads account and it worked .


06-02-2015 05:56 PM #41 stenchik925 (Member)

If some of you guys are looking for funding method let me know as i have a way for normal/legit debit cards


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