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Payment Proccesor Tip ? (7)

08-30-2014 03:04 AM #1 Alexandre Moura (Member)
Payment Proccesor Tip ?

Hey guys,

I would like to know if you guys have worked or know any good credit card proccesor company that can fit our requirements:

1 - We have an U.S Checking Account in U.S so we can receive payments in this account without problems.
1 - We don't have an SSN.
3 - We are outside from U.S so no Tax ID.

Any recommendation?

09-22-2014 07:53 PM #2 Alexandre Moura (Member)

Nothing?

09-22-2014 08:37 PM #3 Mr Green (Administrator)

It's hard to know without knowing your product niche. Have you checked out 2checkout.com?

09-22-2014 09:48 PM #4 johna5150 (Senior Member)

Funny you should mention this, because I was just talking with a friend who had some merchant account issues. Two people to talk to:

1) Kevin Parlin. Kevin used to be with Power Pay and now runs his own merchant account company. He knows internet marketing and merchant accounts, and is a real good dude, worth a conversation with. Tell him John Alanis recommended you call...he was my rep at Power Pay, and very helpful. All his contact info is on his FB Fan page: https://www.facebook.com/empowermerchant

2) Don Siclari, Jr. He's set up a lot of merchant accounts for guys in the dating advice industry and is occasionally active on one of the dating advice email groups I'm a member of. He hasn't posted in awhile, but I think he's still around. Here's his contact info, definitely worth a call:

Don Siclari
InChek, LLC
917-46-0965
djsiclari@gmail.com

Either or both of these guys should be able to give you the answer you need, and better yet, they're both guys who understand internet marketing, so they can go to bat for you if run into an issue down the line.

-John

09-22-2014 10:54 PM #5 Alexandre Moura (Member)

Thanks a lot John. Will get in touch with both asap.

10-02-2014 01:29 AM #6 cmorrow (Member)

stripe

10-02-2014 04:15 AM #7 panthary (Member)

Quote Originally Posted by Alexandre Moura View Post
Hey guys,

I would like to know if you guys have worked or know any good credit card proccesor company that can fit our requirements:

1 - We have an U.S Checking Account in U.S so we can receive payments in this account without problems.
1 - We don't have an SSN.
3 - We are outside from U.S so no Tax ID.

Any recommendation?
I've had a lot of experience in this area. Without a SSN, you have no chance of getting a direct US based Merchant Account for anything medium-to-high risk. If low risk, go through stripe.com

Do you have a USA based co-signer who has decent credit and an SSN? If not, you will need to go off-shore / third-party aggregated account.

With off-shore - you will have higher decline rates, which means lower conversion rates.

With third-party - your decline rates might not be as bad, but you run the risk of another merchant racking up chargebacks and having the MID shut down.

With both - don't be surprised if your MID is shut down and you lose out big time. Also, you will get raped on the rate - 6-12%

PM the niche if you don't want to say and I can forward you through to somebody who can help with medium to ultra high risk (adult, gambling, male enhancement, rebills etc).

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